송인정 교수는 펜실베니아 주립대학교에서 경제학 학사를, 템플 대학교에서 금융공학 석사를, 조지아 대학교에서 리스크 관리 및 보험 박사 학위를 취득 하였다. 미국 알칸소 센트럴 대학교 경영대학 조교수를 거쳐 현재 한국외국어대학교 경영대학 부교수로 재직 중이다. 주요 연구분야는 위험 관리, 보험, 연금, 이익 조정, 내부 자본 시장, 보험 규제, 판매 채널, 인슈어테크(InsurTech), 방카슈랑스(Bankassurance) 그리고 행동보험학(Behaviour Insurance) 등이다. 

연구관심분야

• Risk Management, Insurance, Pension, Earnings Management, Internal Capital Markets, Insurance Company Operations and Regulation, Distribution Channel, InsurTech, Bankassurance, Behaviour Insurance

학력사항

• Ph.D. in Business Administration, University of Georgia, 2016 - Major area: Risk Management and Insurance - Minor area: Finance
• M.S. in Financial Engineering, Temple University, 2011
• B.S. in Economics, The Pennsylvania State University, 2009

경력 및 활동

• Associate Professor at Hankuk University of Foreign Studies (HUFS), 2023.3 - current
• Assistant Professor at Hankuk University of Foreign Studies (HUFS), 2017.3 - 2023.3.2
• Assistant Professor at University of Central Arkansas (UCA), 2016.8 - 2017.2

주요논문

• "위험추구 성향과 건강에 대한 위험지각이 실손형 민간의료보험 가입에 미치는 영향: 조절초점이론의 관점에서", 소비문화연구, 28(1), 1-24. (2025) with E.S., Joo
• "Racial Health Disparities in the United States: A Nonparametric Decomposition Approach", Academia Economic Papers, 52(2), 109-141. (2024) with I. S. Ha, & W. H. Lee
• "An examination of the impact of health insurance of enrollment in reducing health disparities", The Journal of Economics and Finance, 1-18. (2023) with I. S. Ha, W. H., Lee& M. J, Choi
• "Improving insurers' loss reserve error prediction: Adopting combined unsupervised-supervised machine learning techniques in risk management", The Journal of Finance and Data Science, 8, 223-254. (2022) with W. J., Heo
• "퇴직연금펀드의 성과 및 펀드선택에 대한 연구 : E-클래스와 일반 클래스 펀드의 비교 분석", 리스크관리연구, 33, 35-65. (2022) with J.J., Park & I. W., Song
• "손해보험회사의 지급준비금 오차율과 내부자본시장에 관한 실증 연구", 보험금융연구, 2, 3-33. (2022) with Y. J., Yang
• "The traders' rule and long-term options", The Journal of Futures Markets, 41(3), 406-436. (2021) with S., Kim
• "Accruals quality and analyst forecast accurcy: Evidence from the Property-Casualty insurance industry", International Journal of Banking, Accounting and Finance. 12(3). 240-265. (2021)
• "미국손해보험회사의 상품다각화가 파생상품 활용에 미치는 영향", 보험금융연구, 22(2), 77-101. (2020) with C. W., Hong
• "The effect of experiencing a deah on life insurance ownership", Journal of Behavioral and Experimental Finance, 22, 170-176. (2019) with Park H. J., Park, N. R., & W. J., Heo
• "손해보험회사의 재무건전성과 지급준비금 부족율 및 변동성에 관한 실증 연구", 보험학회지, 118, 31-60. (2019) with Y.J., Yang
• "An overview of U.S. Property-Liability insurer earnings management via loss reserves", Academy of Accounting and Financial Studies Journal, 22(6), 1-22. (2018)

학술대회 발표논문

[학술대회 발표논문]

• 2026 - Western Economics Association International
• 2025 - World Risk Insurance Economics Congress, Eastern Economic Association, Western Economic Association, 보험연합학술대회, 한보험학회 동계학술대회
• 2024 - Southern Economic Association, 한국보험학회 하계연합학술대회
• 2023 - Asia Pacific Risk Insurance Association
• 2021 - American Risk and Insurance Association, Asia Pacific Risk Insurance Association
• 2020 - Asia Pacific Association of Derivatives, World Risk Insurance Economics Congress
• 2019 - Asia Pacific Risk Insurance Association, 한국보험학회 동계학술대회, 한국파생상품학회 추계학술대회
• 2018 - Multinational Finance Society, Western Risk and Insurance Association, 재무금융 공동학술대회 
• 2017 - International Risk Management Conference, 한국보험학회 하계연합학술대회
• 2016 - American Risk and Insurance Association, Southern Risk and Insurance Association
• 2015 - Financial Management Association, Western Risk and Insurance Association, Southern Risk and Insurance Association, World Risk Insurance Economics Congress
• 2014 - American Risk and Insurance Association, Southern Risk and Insurance Association

수상경력

• Outstanding Graduate Assistant Teaching Award, University of Georgia, 2016
• S.S. Huebner Research Scholar, 2015 - 2016
• OVPR Foreign Travel Assistantship, University of Georgia, 2015
• Summer Research Scholarship, University of Georgia, 2014, 2015
• KNOX Scholarship, University of Georgia, 2011 - 2016
• Dean’s list, University of Georgia, Temple University, The Pennsylvania State University, 2005 - 2016
• National Honor Society, 2003 - 2004

학회 주요 활동

• Financial Management Association (FMA)
• American Risk and Insurance Association (ARIA)
• Southern Risk and Insurance Association (SRIA)
• Western Risk and Insurance Association (WRIA)
• Asia Pacific Risk and Insurance Association (APRIA)
• Korea Insurance Academic Society (KIAS) 한국보험학회
• Korea Risk Management Society (KRMS) 한국리스크관리학회
• Korea Finance Associaion (KFA) 한국재무학회
• Korea Derivatives Association (KDA) 한국파생상품학회
• Korea America Finance Association (KAFA) 한미재무학회